This Agreement was last revised on April 15th, 2023.

I. INTRODUCTION

Welcome to www.stockssurfers.com (“Website”).

By accessing and using our services through our website (referred to as “Website” hereafter), By accessing and using the Website, you acknowledge that you have read, comprehended, and consent to be legally obligated by the Terms and Conditions provided, which may be revised by us periodically, with or without notice to you. These Terms and Conditions, along with our Privacy Policy (collectively referred to as “Agreement”), are hereby incorporated by reference. If you do not concur with any of these Terms, kindly abstain from utilizing the Website.

II. DEFINITIONS

• “Agreement” encompasses these Terms and Conditions, the Privacy Policy, and any other documents provided to you by the Website.
• “Service” or “Services” denotes any service offered by us through our Website.
• “User”, “You”, and “your” refer to the individual accessing the Website and utilizing any course or service offered by us.
• “User” shall also refer to the individual making payment for the services through our Website.
• “We”, “us”, and “our” refer to Stocks Surfers Limited.
• “Website” includes “www.stockssurfers.com” and any affiliated successor Website.
• “User Account” signifies an electronic account created for members to avail various services offered on the Website.

III. INTERPRETATION

• The singular and plural references shall be interchangeable, and the term “includes” shall be construed as “without limitation.
• Words used herein, irrespective of the number or gender specifically employed, shall be construed to encompass any other number, whether singular or plural, and any other gender, including masculine, feminine, or neuter, as necessitated by the context.
• Any reference to a statute, ordinance, or other law shall encompass all regulations and other instruments, including any consolidations, amendments, re-enactments, or replacements that are presently in force.
• All headings, bold text, and italics (if any) are included solely for ease of reference and do not define, limit, or affect the meaning or interpretation of the terms in this Agreement.

IV. INTRODUCTION AND SCOPE

• Scope. These Terms and Conditions apply to your use of the Website and the Services offered therein. However, they do not govern Third-Party Products or Services, which are subject to their respective terms of service.
• Eligibility: Some Services provided on the Website may not be available to minors under the age of 18 or to users who have been suspended or removed from the system by us for any reason.
• Electronic Communication: By using this Website or sending e-mails and other electronic communications from your desktop or mobile device to us, you are communicating with us electronically. You agree to receive electronic communications in the same format, and you can retain copies of these communications for your records.

V. SERVICES

StocksSurfers.com is a leading provider of educational and practical resources for stocks trading. Our mission is to empower individuals with the knowledge, skills, and tools needed to navigate the dynamic world of stocks trading successfully.

At StocksSurfers.com, we offer a comprehensive range of educational resources to suit various learning styles and levels of expertise. Our offerings include bootcamps for stocks trading, online courses, eBooks, articles, and educational videos that cover a wide range of topics related to stocks trading. Our team of experienced traders and educators is dedicated to providing high-quality, up-to-date content that is relevant and practical for traders of all levels.

VI. MODIFICATIONS TO THE SERVICE

We retain the right, at our sole discretion, to make changes, modifications, additions, or deletions to the Terms (referred to as “Changes”) at any time. We may provide notice of such Changes by sending an email to the address associated with your Account, or by posting a revised version of the Terms that incorporates the Changes on our website. By continuing to use the Website following the posting of Changes, you are signifying your acceptance and agreement to be bound by the revised Terms.

VII. USER CONTENT

A. Content Responsibility.
The Website allows you to share content, such as comments, feedback, and more (“Content”). However, you are solely responsible for any Content you post, and you represent that you have the necessary permissions to use such Content.

When posting Content on the Website, please refrain from posting any Content that:

• Contains language that is offensive, including ill-mannered, profane, vituperative, racist, or spiteful expressions, text, photos, or illustrations that are pornographic or in poor taste, or seditious attacks based on specific, ethnic, or religious grounds.
• Includes scandalous, derogatory, disparaging, grossly seditious, false, misleading, fraudulent, inaccurate, illegal, or inflated content without proper validation.
• Infringes upon the privacy rights of any third party and causes unwarranted harm or offense to individuals or communities.
• Discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation, or disability, or references similar matters in any manner prohibited by law.
• Sends multiple messages related to another user, makes derogatory or obnoxious comments about another individual, or repeats previous messages under multiple emails or subjects.
• Contravenes or advocates the violation of any municipal, state, federal, or international laws, rules, regulations, or ordinances. Transmits viruses or other harmful, disruptive, or destructive files. Contains information or data that are unlawfully obtained.

Any submitted content that violates these guidelines will be rejected. In case of repeated violations, we reserve the right to cancel user access to the website without prior notice

VIII. PAYMENT

• All payments for services available on the website shall be subject to our terms and conditions.
• In order to purchase any service or product available on the website, the User must fill out an order form to place an order for the desired service or course.
• When providing your details, it is important to be careful and ensure that the information provided is true and accurate.
• Payment can be made using online credit cards, debit cards, PayPal, or bank transfers. Bank transfer details will be provided upon request.
• For any issues, you can contact us via email at info@stockssurfers.com.
• You must notify us immediately if any information provided is inappropriate. If your payment is not accepted, you will be notified in writing along with the reasons.
• Our back-office team is available to assist you with any inquiries or problems.
• We value customer feedback and use it to continuously improve the quality of our services.

IX. GEOGRAPHIC RESTRICTION

We retain the right to restrict the usage or availability of any service to any individual, geographic region, or jurisdiction, and may exercise this right as deemed necessary. We also reserve the right to suspend any service at any time. Please note that any offer to provide a service on this website is void where prohibited by law.

X. USER RESPONSIBILITIES

• You agree to use the Service and Website only for lawful purposes and comply with all applicable laws while using the Website.
• You shall not upload or post any content on the website or our social media that is defamatory, infringes upon any trademark, copyright, or proprietary rights of any person, violates privacy, contains violence or hate speech, or discloses sensitive information about any person.
• You shall not use or access the Website for the purpose of collecting market research for a competing business.
• You shall not misrepresent or impersonate any person or entity for false or illegal purposes.
• You shall not use any device, scraper, or automated means to access the Website without obtaining permission from us.
• You shall inform us of any inappropriate content or illegal activities on the website.
• You shall not interfere with or disrupt the proper operation of the Website through the use of viruses, hacking, password or data mining, or any other means.
• You shall notify us of any unsuitable content that you become aware of. If you discover any content that infringes upon any law, please inform us for review.
  We reserve the right, at our sole discretion, to deny you access to the Website or any service, or any portion thereof, without notice, and to remove any content.

XI. GENERAL CONDITIONS

• The accuracy, completeness, validity, or timeliness of information listed by us is not guaranteed.
• We reserve the right to make material changes to these terms and conditions from time to time. We may notify you of such changes either by prominently posting a notice or through email communication.
• The website is licensed to you on a limited, non-exclusive, non-transferable, and non-sublicensable basis. It is solely for your private, personal, non-commercial use in connection with the Service, subject to all the terms and conditions of this Agreement as they apply to the Service.
• Please be aware that any bootlegging or copying of content, unauthorized distribution of our content, or sharing of access to your account will result in forfeiture of your account, forfeiture of refund, banning from the site, banning from business activities, and banning from other sites owned by the owner.
• Stocks Surfers Limited assumes no responsibility for the activities or legal consequences of your use of the Website in locations where such use may be criminalized or restricted. It is your responsibility to make informed decisions and assess any potential adverse consequences related to your use of the Website in your location.

XII. RELEASE

You hereby release us and our successors from any and all losses, damages, rights, demands, and actions of any kind, including but not limited to personal injuries, death, and property damage, that are directly or indirectly related to or arise from your use of the Services, collectively referred to as “Claims”.

XIII. CONFIDENTIALITY

Any materials provided by the Client/Customer during the use of our service shall be treated as confidential by us in relation to third parties, unless such disclosure is required by law or is necessary for the purpose of our financial audits or regulatory compliance. Unauthorized disclosure or use of this information for purposes outside the scope of this Agreement is strictly prohibited.

XIV. FEEDBACK POLICY

We welcome feedback and testimonials from our users. You have the option to provide us with ideas, opinions, testimonials, recommendations, feedback, or advice related to your use of the Services (collectively referred to as “Feedback”).

By submitting Feedback to us, you grant us an irrevocable, perpetual, transferable, non-exclusive, fully-paid-up, royalty-free, worldwide license (sublicensable through multiple tiers) to:

a) Use, replicate, distribute, reproduce, modify, create derivative works of, adapt, publish, translate, publicly perform, and publicly display similar Feedback (or any modification thereto), in whole or in part, in any format, medium, or application now known or developed in the future; and

b) Utilize, and authorize others to utilize, Feedback in any manner and for any purpose (including, without limitation, commercial purposes) that we deem appropriate at our discretion (including, without limitation, incorporating Feedback, in whole or in part, into any technology, product, or service).

XV. EXCLUSION OF LIABILITY

You acknowledge and agree that:

(a) We do not guarantee the accuracy, completeness, validity, or timeliness of information provided by us or any third parties;

(b) We are not responsible for any materials posted by us or any third party;

(c) We are not liable for the expectation or quality of services offered or listed on the website.
You are responsible for using your own judgment, caution, and common sense in evaluating any prospective methods or offers, as well as any information provided by us or any third party.
Additionally, we shall not be held liable for any direct, indirect, consequential, or other forms of loss or damage that a user may experience while using the www.stockssurfers.com website, including but not limited to loss of data or information, financial losses, or physical damages. We shall not be responsible for any loss of data, property, or stocks incurred while using our service.

Stocks Surfers Limited, its Owner, directors, employees, partners, agents, suppliers, or affiliates, shall not be held liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, data, usage, goodwill, or other intangible losses, arising from (i) your use or inability to use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, even if we have been advised of the possibility of such damages.

XVI. NO RESPONSIBILITY

We shall not be held responsible for:

• Any losses incurred due to your inability to access our website at any time;
• Any inaccuracies or omissions in the content displayed on our website.
• Any losses resulting from reliance on any commentary, postings, or reviews (including those related to our services or our partners) on our website;
• We are not liable for any unauthorized access or loss of personal information that is outside of our control.

XVII. THIRD-PARTY LINKS

The Website may include hyperlinks to external or third-party websites (“External Sites”). These links are provided solely for your convenience and do not imply our endorsement of the content on such External Sites. The content of these External Sites is created and maintained by others. You should contact the site administrator of these External Sites directly. We are not responsible for the content provided on linked External Sites and You are responsible for taking appropriate precautions when downloading files from these websites to protect your computer from viruses and other harmful programs. However, you do so at your own discretion and assume any associated risks if you choose to visit linked External Sites.

XVIII. PERSONAL INFORMATION AND PRIVACY POLICY

By accessing or using this Website, you consent to our use, storage, and processing of your personal information in accordance with our Privacy Policy.

XIX. ERRORS, INACCURACIES, AND OMISSIONS

We have made every effort to ensure the accuracy and correctness of the information provided on this website. We apologize for any errors or omissions that may have occurred, and we regret any inconvenience caused. Despite our best efforts, we do not provide any warranties, whether express or implied, in relation to the usage of the Website. This includes not guaranteeing that the Website will be error-free, fit for a specific purpose, timely, or that defects will be corrected. We also cannot assure that the site or the server that makes it available are free of viruses or bugs. We do not make any warranty whatsoever regarding the full functionality, accuracy, or reliability of the Website, and expressly disclaim any warranties relating to fitness for a particular purpose or accuracy.

XX. LIMITATION OF LIABILITY

The website and the service are provided “as is” and “as available” without any guarantees of any kind. This includes any guarantees related to the website operating error-free, or that the website, its servers, or its content or service are free of computer viruses or similar contamination or destructive features.

We expressly disclaim all warranties, including but not limited to warranties of title, merchantability, non-infringement of third-party rights, and fitness for a particular purpose, as well as any warranties arising from course of dealing, course of performance, or trade practices. In relation to any warranty, contract, or common law tort claims: (i) we shall not be liable for any incidental, consequential, or substantial damages, lost profits, or damages resulting, including but not limited to damages resulting from damages resulting from lost data or business interruption arising from the use or inability to access and use the website or its content, even if we have been advised of the possibility of such damages.

The website might contain technical inaccuracies, typographical errors, or omissions. We shall not be held accountable for such errors, unless mandated by applicable laws. The website may provide information about certain services, not all of which may be available in every location. Reference to a service on the website does not imply that it is or will be available in your location. We reserve the right to make changes, corrections, and/or improvements to the website at any time without prior notice.

XXI. COPYRIGHT AND TRADEMARK

The Website contains various materials, such as software, text, graphics, images, designs, sound recordings, audiovisual works, and other content (collectively referred to as the “Content”), which are provided by or on behalf of us. The Content available on the Website may be owned by us or third parties. Unauthorized use of the Content can result in violations of copyright, trademark, and other laws. Except as explicitly allowed under this Agreement, you are not granted any right to use the Content. Any use of the Content without our prior written consent, other than as explicitly allowed under this Agreement, is strictly prohibited. If you make a copy of the Content, you must retain all copyright and other proprietary notices that are present in the original Content. Transferring, licensing, sublicensing, selling, modifying, reproducing, displaying, publicly performing, creating derivative works of, distributing, or using the Content in any way for any public or commercial purpose is not allowed. Additionally, the use or posting of the Content on any other website or in a networked computer environment for any purpose is expressly prohibited.

In the event of any breach of this Agreement, your authorization to access and/or use the Content and the Website will automatically terminate, and If you breach any provision of this Agreement, you are required to promptly delete and destroy any copies of the Content that you have made.

The trademarks, service marks, and logos used and displayed on the Website are registered and unregistered trademarks or service marks owned by us.The Website may contain product and service names that are trademarks or service marks owned by third parties (referred to as “Third-Party Trademarks,” and collectively with our marks, the “Trademarks”). The Website does not grant, by implication, estoppel, or otherwise, any license or right to use the Trademarks without our prior written permission for each specific use. Retransmission of any part of the Content is strictly prohibited without our express written consent for each individual instance.

XXII. INDEMNIFICATION

You agree to defend, indemnify, and hold us, our officers, directors, employees, successors, and licensees harmless from any claims, actions, or demands, including reasonable legal and accounting fees, arising from your breach of this Agreement or your misuse of the Content or the Website. We will provide notice to you of any such claim, suit, or proceeding and will assist you, at your expense, in defending against any such claim, suit, or proceeding. If a matter is subject to indemnification under this section, we reserve the right, at your expense, to assume exclusive defense and control. In such cases, you agree to cooperate with any reasonable requests to assist us in defending the such matter.

XXIII. MISCELLANEOUS

SEVERABILITY

If any provision of these Terms is determined to be unenforceable or invalid, that provision will be modified or eliminated to the minimum extent necessary to ensure that the Terms remain in full force and effect, and enforceable.

TERMINATION

Term. The provision of Services to you may be cancelled or terminated by us. We reserve the right to terminate these Services at any time, with or without cause, upon written notice. We shall not be liable to you or any third party for such termination. Termination of these Terms will also result in the termination of all your Services subscriptions.

Effect of Termination. Upon termination of these Terms, whether due to any reason, or cancellation or expiration of your Services, the following will apply: (a) We will discontinue providing the Services; (b) You will not be entitled to any refunds or prorated usage fees, or any other fees; (c) Any outstanding fees owed to us will become immediately due and payable in full; and (d) We retain the right to delete your archived data within a period of 30 days. All sections of the Terms that explicitly indicate survival or are inherently intended to survive will remain in effect even after the termination of the Terms. This includes, but is not limited to, provisions related to indemnification, warranty disclaimers, and limitations of liability.

ENTIRE AGREEMENT

This Agreement represents the complete understanding between the parties regarding the subject matter addressed in this Agreement.

DISPUTE RESOLUTION

In the event of a dispute between you and the website www.stockssurfers.com, our aim is to resolve it efficiently and economically. Therefore, both parties agree that any legal or equitable claim or controversy arising from this Agreement or the Services provided by the website and mobile application (referred to as a “Claim”) will be resolved according to the “Dispute Resolution” section that follows. Prior to pursuing these options, you agree to contact us directly for dispute assistance by reaching out to our Customer Service.

ARBITRATION OPTION

In the case of a claim arising between you and www.stockssurfers.com (excluding claims for injunctive or other equitable relief), the party seeking relief may choose to resolve the dispute through binding non-appearance-based arbitration in a cost-effective manner. If a party elects arbitration, the arbitration process must be initiated through an established alternative dispute resolution (“ADR”) provider that is mutually agreed upon by both parties. The ADR provider and the parties involved must adhere to the following rules: (a) the arbitration may be conducted via telephone, online, and/or based solely on written submissions, with the specific method chosen by the party initiating the arbitration; (b) the arbitration will not require personal appearances by the parties or witnesses, unless mutually agreed otherwise by the parties; and (c) if an arbitrator issues an award, the party receiving the award may enter the judgment on the award in any court that has competent jurisdiction.

GOVERNING LAW AND JUDICIAL RECOURSE

The terms contained in this Agreement shall be governed by and construed in accordance with the laws of Hong Kong, without giving effect to any principles of conflicts of law. Any dispute arising from the use of the Website shall be exclusively subject to the jurisdiction of the courts of Hong Kong.

FORCE MAJEURE

We shall not be liable to you, your users, or any third party for any failure to perform our or its obligations under these Terms if such failure is caused by an event beyond our reasonable control, including but not limited to acts of war or terrorism, natural disasters, failure of electricity supply, riots, civil disorder, or other force majeure events.

ASSIGNMENT

We reserve the right to assign or transfer this agreement to any third party, including our holding company, subsidiaries, affiliates, associates, and group companies, without requiring consent from the User.

CONTACT INFORMATION

If you have any questions about these Terms, please contact us at info@stockssurfers.com.